401k Match Optimizer
Find the exact contribution rate to capture every dollar of employer match. See if your paycheck schedule risks leaving money on the table.
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Required Contribution Rate
4.0%
to capture full match
Max Employer Match
$3,200
100% match on 4% of salary
Uncaptured Match
$0
capturing full match
Your Per-Paycheck Contribution
$185
$123 needed for full match
Contribution Breakdown
| Scenario | Annual Contribution | Employer Match | Total | Per Paycheck |
|---|---|---|---|---|
| Current (6%) | $4,800 | $3,200 | $8,000 | $185 |
| Full match (4%) | $3,200 | $3,200 | $6,400 | $123 |